ANZ

Bank of Queensland

Bendigo and Adelaide Bank

Bank of Western Australia

Citibank

Commonwealth Bank of Australia

ING Bank

HSBC Bank Australia Limited

National Australia Bank

Rabobank Australia Limited

St George Bank (includes its subsidiary Bank SA)

Suncorp-Metway

Westpac

A number of banks with significant retail banking operations in Australia have not subscribed to the 2004 version of the Code.